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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.60
$12.90
$13.50
$13.50
$14.10
$14.70
$15.60
$16.20
$17.10
$17.70
$18.30
$19.20
$20.40
$21.30
$22.50
$23.70
$24.60
$25.80
$27.60
$29.40
$30.90
$32.40
$34.80
$36.90
$39.90
$42.60
$45.90
$49.50
$53.70
$59.70
$65.10
$71.70
$81.90
$90.30
$100.80
$111.30
$123.30
$136.80
$152.10
$168.30
$186.90
$206.40
$249.00
$273.60
$300.00
$329.40
$361.50
$397.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$25.20
$25.80
$27.00
$27.00
$28.20
$29.40
$31.20
$32.40
$34.20
$35.40
$36.60
$38.40
$40.80
$42.60
$45.00
$47.40
$49.20
$51.60
$55.20
$58.80
$61.80
$64.80
$69.60
$73.80
$79.80
$85.20
$91.80
$99.00
$107.40
$119.40
$130.20
$143.40
$163.80
$180.60
$201.60
$222.60
$246.60
$273.60
$304.20
$336.60
$373.80
$412.80
$498.00
$547.20
$600.00
$658.80
$723.00
$794.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$32.40
$33.00
$34.20
$34.80
$36.60
$36.60
$38.40
$40.20
$42.00
$43.20
$44.40
$47.40
$49.20
$51.60
$54.60
$57.60
$60.00
$63.60
$65.40
$69.00
$73.20
$77.40
$82.20
$87.00
$92.40
$97.80
$105.00
$112.80
$120.60
$129.00
$141.60
$154.80
$169.80
$186.00
$211.20
$234.00
$259.80
$286.80
$317.40
$350.40
$390.00
$431.40
$477.00
$527.40
$633.60
$696.00
$763.80
$837.00
$917.40
$1,006.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov